Independent comparison
Xero alternatives in the UK
Compare the job you need done before choosing a tool. This page separates company discovery, commercial credit, due diligence, monitoring and workflow rather than treating them as the same product.
Check a UK company nowXero
Accounting and invoicing software
Best for: Bookkeeping, invoicing and financial administration.
RecoupIQ
Evidence before trade
RecoupIQ checks the external company you are considering trading with, using public UK records.
RecoupIQ is a risk management AI for B2B SME software agencies. An Early Warning System (EWS) that reduces bad debt and slow payers and unlocks frozen cash.
Read the UK company check guideWhat RecoupIQ shows
Legal identity, status, incorporation, address, SIC and filing position.
Current directors, officers, PSC control records and typed company links where stored.
Period-labelled filed figures and public events such as charges, Gazette or insolvency records where available.
Evidence date, source boundary and missing evidence, followed by a £29 Quick Check path.
Important boundary
Accounting software and counterparty due diligence serve different evidence boundaries.
RecoupIQ is not currently a certificate, regulated credit score, solvency guarantee or substitute for professional advice.
Questions buyers ask
Is RecoupIQ an alternative to Xero?
It can be for a UK company evidence decision. RecoupIQ is not presented as an identical replacement. It is a focused, source-linked way to review one company before trade and decide what to verify next.
What does the free RecoupIQ page show?
It shows available public identity, filing, people, control, financial and public-record facts, with the source date and evidence gaps kept visible. The available modules vary by company.
Does RecoupIQ provide a credit score or certificate?
No. RecoupIQ does not currently provide a certificate, regulated credit rating or payment guarantee. A future certificate is a product direction, not a current feature.