What is Dun & Bradstreet (D&B)?

Dun & Bradstreet is a global business data provider that assigns DUNS numbers and provides commercial credit reports, risk scores (D&B Rating, Failure Score, Delinquency Score), and supplier assessment tools. They serve enterprise procurement, credit management, and compliance teams. D&B operates on annual licence contracts, typically starting at several thousand pounds per year for UK SME access.

How much does Dun & Bradstreet cost in the UK?

D&B does not publish standard pricing. Their model is enterprise sales: annual contracts negotiated per-client based on volume, modules, and integration needs. Typical starting prices for UK SMEs are £3,000 to £10,000 per year for basic access. Individual reports, when available, cost £30 to £100+ each. There is no public self-serve pricing page.

How is RecoupIQ different from Dun & Bradstreet?

RecoupIQ is built for SMEs who need company intelligence without enterprise pricing. Key differences: (a) pay-per-check from £29, no annual contract, (b) director network mapping across all linked companies, not just the target, (c) phoenix company detection (no equivalent in D&B), (d) gazette notice intelligence and timeline analysis, (e) ML models trained specifically on UK insolvency patterns, (f) self-serve with no sales call needed.

Does RecoupIQ have a credit score like D&B?

RecoupIQ uses a probability-of-default (PD) model rather than an arbitrary credit score. The PD output tells you the statistical likelihood of the company entering insolvency within 12 months, based on filing behaviour, accounts trends, director history, and gazette activity. This is more actionable than an abstract score because it answers the question you actually care about: "will they pay me?"

Can RecoupIQ replace D&B for supplier assessment?

For UK-only supplier assessment, yes. RecoupIQ covers all UK limited companies at Companies House. It checks director networks, accounts forensics, charges, gazette notices, HMRC defaults, and runs ML risk models. If you also need international supplier data (D&B covers 500M+ businesses globally), RecoupIQ does not cover non-UK companies. For UK trade creditors and procurement teams checking UK suppliers, RecoupIQ provides deeper analysis at a fraction of the cost.

Do I need a DUNS number to use RecoupIQ?

No. RecoupIQ uses Companies House company numbers and names. You do not need a DUNS number, and you do not need to register or apply for anything. Search by company name or number, get results immediately. If your procurement system requires a DUNS number for other purposes, you can use both services in parallel.

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Comparison

Dun & Bradstreet vs RecoupIQ: Enterprise Pricing vs Pay-Per-Check

D&B is built for enterprise procurement with annual contracts starting at £3,000+. RecoupIQ delivers UK company intelligence from £29 per check with no sales call, no contract, and deeper director-level analysis.

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Head-to-head comparison

Feature	D&B	RecoupIQ
Target market	Enterprise	SME to mid-market
Pricing model	Annual licence (£3K to £10K+)	Pay-per-check from £29
Director network mapping
Phoenix company detection
ML risk models (UK-specific)	Generic score	72 models
Gazette notice intelligence	Basic flag
Self-serve (no sales call)
International coverage		UK only
DUNS number system		Uses Companies House
Monitoring alerts	Add-on module	From £19.99/mo
Microsoft 365 integration

When D&B makes sense

·You need international coverage (outside the UK)
·Your procurement system requires DUNS numbers
·You run 10,000+ checks per year and need API integration at volume pricing
·You are a large enterprise with an existing D&B contract and switching cost outweighs benefit

When RecoupIQ is the better choice

·You trade with UK companies and need UK-specific intelligence
·You cannot justify a £3,000+ annual contract for occasional checks
·You need director-level analysis (who runs this company, what else do they run, have they failed before?)
·You want phoenix detection and insolvency pattern matching (D&B does not offer this)
·You want instant results without waiting for a sales team to set up your account
·You want monitoring integrated into Microsoft 365 (Trust Check app, per-seat for teams)

A diverse group of people collaborating together in a modern office — Vitaly Gariev / Unsplash

Use cases: when RecoupIQ wins

Credit manager checking a new customer

A new customer asks for 60-day terms. You need a risk check now, not in 3 days after a D&B sales call sets up your account. RecoupIQ: search, pay £29, get the answer in seconds.

Procurement team vetting a subcontractor

Your D&B contract gives you 50 searches a year. You have used 48. It is March. RecoupIQ has no limits, no annual cap, and no penalty for running an extra check when you need it.

Startup without enterprise budget

You are a 10-person company extending credit. D&B quotes you £5,000/year. RecoupIQ costs £29 per check. At 20 checks a year that is £580 vs £5,000. Same depth, fraction of the cost.

Investigating director network (phoenix)

D&B shows a credit score for the company. RecoupIQ shows you that the director has dissolved 4 other companies in the same sector over 6 years. That context changes your decision.

The gap D&B does not cover

D&B provides a credit score. It tells you how risky a company is in aggregate. What it does not tell you:

D&B does not show

Which directors have run other companies into the ground
Whether this company is a phoenix of a previously dissolved entity
The full network of companies connected through shared directors
Gazette notice timeline with interpretation
Accounts manipulation signals detected by ML

RecoupIQ shows

Every company the directors are connected to (current and historical)
Phoenix pattern detection (Section 216 analysis)
Filing behaviour patterns (not just "late", but how late and the trend)
Gazette notices in context (what they mean for creditors and timeline)
72 ML models trained on UK insolvency data

Try it now (no account needed)

Enter a company name or number. See what RecoupIQ finds that D&B does not show. Instant results, no sales call.

Monitor your supplier portfolio (from £19.99/mo)

D&B charges for monitoring as an add-on module. RecoupIQ includes real-time alerts on all plans from Starter (£19.99/mo). Get notified within 24 hours of: gazette notices, director changes, new charges, status changes, or late filings. Also available via the Microsoft 365 Trust Check app (per-seat for teams). RecoupIQ is a Microsoft partner.

See pricing

Same depth. No enterprise contract.

72 ML risk models, 12 UK data sources, director network analysis, gazette intelligence, accounts forensics. From £29 per check. No annual commitment, no sales call, results in seconds.

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Related comparisons

Last reviewed: July 2026. RecoupIQ is not affiliated with Dun & Bradstreet. All information based on publicly available descriptions and typical UK pricing as of 2026. RecoupIQ Ltd, Company No. 16947526, ICO ZC077511. Microsoft Partner.