RecoupIQ vs Creditsafe.
Same UK data. Different ending.
Both platforms read the same 12 UK public registers, Companies House, iXBRL accounts, the disqualification register, the London Gazette, HMRC defaulters, the Insolvency Service. The score will often agree. What differs is what happens once the score has fired: Creditsafe hands you a PDF; RecoupIQ connects the evidence to a clear decision posture, source links, and questions to verify before you commit.
Don't take our word for it, run a check right now
Creditsafe asks you to book a sales call. Here's our product, in the page, free: type any UK company name or number and see its register status, risk tier, and warning flags. No email wall.
Feature by feature.
| Creditsafe | RecoupIQ | |
|---|---|---|
| Companies House daily ingestion | ||
| iXBRL accounts parsing | ||
| London Gazette + disqualified directors | ||
| Director-network & phoenix detection | Manual | 2-hop graph |
| Source-linked evidence boundary | ||
| Questions to verify before commitment | ||
| Human review and monitoring prompts | ||
| International coverage | 160+ countries | UK only |
| Pricing model | Annual sub · sales call | £29 / £167 self-serve |
| Single-company on-demand check | 90 seconds |
When to pick which.
Pick Creditsafe if…
- your counterparties are international, German, French, Spanish Ltds
- you have a credit-control team that reads dashboards every morning
- annual portfolio monitoring matters more than point-in-time verdicts
- your team needs broad international coverage
Pick RecoupIQ if…
- your counterparties are UK Ltds and you want depth over breadth
- you want a verdict in 90 seconds, on demand, before signing
- you want evidence, uncertainty, and verification questions in one brief
- you can’t justify an annual sales-call subscription
Frequently asked
What does Creditsafe do that RecoupIQ also does?
Both platforms read UK Companies House filings, iXBRL accounts, the disqualification register, and London Gazette insolvency notices. Both produce a risk score on a UK Ltd counterparty. The data sources overlap heavily, both are reading the same 12 UK public registers.
What does RecoupIQ do that Creditsafe doesn't?
Three things. First, decision context: RecoupIQ links the relevant public evidence to clear questions and next steps instead of stopping at a score. Second, pricing model: RecoupIQ offers a £29 Quick Check for one-off due diligence and a £167 Forensic Report, with no annual subscription minimums. Third, self-serve onboarding versus the Creditsafe sales-call route.
What does Creditsafe do that RecoupIQ doesn't?
International coverage. Creditsafe carries data on companies in 160+ countries. RecoupIQ is UK-only by design, if your counterparties are UK Ltd companies, the depth is greater here; if you need German GmbHs or French SARLs, Creditsafe is the right choice.
How does pricing actually compare?
Creditsafe pricing is not publicly listed, it requires a sales call and is quoted as an annual subscription, typically several thousand pounds per year for small business tiers. RecoupIQ is published: £29 per Quick Check, £167 per Forensic Report, no minimum, no annual commitment. For agencies running fewer than ~50 due-diligence checks a year, RecoupIQ is meaningfully cheaper.
Can I use both?
Yes. If you already have a Creditsafe subscription, RecoupIQ can add a source-linked decision layer around the evidence. The 12 UK public registers overlap heavily; what differs is how the findings are explained and what the decision-maker is prompted to verify.