RecoupIQ provides business intelligence from public UK records. Nothing here constitutes financial advice, a regulated credit assessment, or a regulated activity under FSMA 2000. Evidence indicators summarise available records and are not credit decisions. ICO ZC077511. Privacy · Terms · Corrections

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Company credit check, UK

Before you give a UK company credit or terms, you need a clear view of the public evidence, the people behind the entity, and the gaps that still need direct verification. Here is what a company evidence check covers and how to get a source-linked decision brief.

Check a company now

What a proper credit check covers

  • Legal identity: status, type, incorporation, address, SIC and previous names.
  • Filing position: accounts, confirmation statements, due dates and filing freshness.
  • People and control: current officers, PSC records and typed company relationships.
  • Filed facts: period-labelled turnover, profit, assets, liabilities, cash and employees where available.
  • Public events: charges, Gazette notices, insolvency records, address changes and disqualified directors where available.
  • Evidence boundary: what is missing, not assessed, or requires current evidence from the company itself.

No contract, pay as you go

You do not need an annual agency contract to check one company. RecoupIQ shows the public record and its evidence boundary, then the Quick Check adds prioritisation, source-linked findings and next questions. It costs £29 one-off; deeper reports and monitoring are optional.

Quick Check, £29Forensic Report, £167

Common questions

How do I run a credit check on a UK company?

Start with the company number and check Companies House status, filing history, accounts, officers, PSC records and charges. Add The Gazette and other relevant public registers. RecoupIQ brings those source-linked facts into one evidence page and offers a paid decision brief when you need prioritisation and questions to verify.

Do I need a contract with a credit agency?

Not for a one-company decision. The RecoupIQ Quick Check is £29 one-off. Monitoring is optional when a relationship continues. The page and report remain evidence-led and do not present a credit score or payment guarantee.

What does a company credit check actually tell you?

It should show what is publicly evidenced and what is not: legal identity, filing position, directors and control, period-labelled financial facts, charges, public notices, payment-practice returns where available, and the dates and sources behind those facts. Missing evidence is a coverage limit, not a green result.

Is a free Companies House check enough?

It is the authoritative starting point, but a buyer may still need to connect officers, PSC records, filings, charges, Gazette notices and other public evidence. RecoupIQ names Companies House as the source, keeps the facts on the page, and makes the official record an optional verification link rather than the only destination.