RecoupIQ provides business intelligence from public UK records. Nothing here constitutes financial advice, a regulated credit assessment, or a regulated activity under FSMA 2000. Evidence indicators summarise available records and are not credit decisions. ICO ZC077511. Privacy · Terms · Corrections
This page keeps the public record visible while making the next decision clear. It confirms the legal entity, shows the current evidence posture, and points you to the deeper check only when you need it.
Confirm legal entity
Check the number and registered office before you rely on this page.
Registered office: 85 EAST ROAD, CB1 1BY, CB1 1BY
Published profile snapshot date: 15 Oct 2026. This page shows selected public evidence, not a guarantee of payment or solvency.
Register status
Active
Companies House record
Register age
50 years
Since 1976-08-19
Public signals
1 selected signal
Displayed checks only
Core statutory intelligence compiled from Companies House, filed iXBRL statutory accounts, and the register of charges.
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Available public evidence
Amber means selected public-record signals deserve verification before a material decision. Scale: red means non-normal status, and green means no selected warning found. It is not a credit score or payment prediction.
Recommended next step: Verify the selected signals before increasing credit, committing spend, or extending terms.
Warning Signals Identified
Selected public-record signals from 15 Oct 2026; verify current source and context before acting.
Before you commit
Evidence availability score
Broad evidence set. 6 of 7 defined modules assessed. This is not a credit score, probability of default, or clearance to trade. Source: 15 Oct 2026.
The Quick Check turns this public record into a source-linked PDF with the evidence available, the warning signals that deserve attention, and the exact questions to verify before extending credit or signing contracts.
What the record shows
Verified filings, accounts & charges
What to verify next
Recommended checks & protective terms
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Frequently asked buyer questions
No. The traffic light describes available public evidence and selected warnings. It is not a probability of default, payment guarantee, or clearance to trade.
Missing evidence stays visible as a coverage limit. It cannot become a green result, and the report states what should be verified elsewhere.
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We read the registers daily. If MACKAY'S OF CAMBRIDGE LIMITED files an insolvency notice, picks up a Gazette entry, or its public-record position changes, you’ll know the same day.
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Companies House Officer Record
MACKAY, ANDREW BRENDAN
secretary · Appointed 2024-12-30
MACKAY, NEIL RODERICK
director · Appointed 1992-12-06
Source: RecoupIQ's current Companies House officer snapshot. Use the source link below to check that these facts match the official register. A paid report can add full appointment history, prior companies, and network connections.
Statutory Register Records
Company Status
Active
Company Type
Private Limited Company
Incorporated
1976-08-19(50 yrs)
Registered Office Address
85 EAST ROAD, CB1 1BY
Industry Classification (SIC)
Filing Deadlines & Compliance Status
Last Accounts Filed
2025-03-31(TOTAL EXEMPTION FULL)
Accounts Next Due
2026-12-31
Confirmation Statement
Due 2026-12-06
Last filed 2025-11-22
Mortgages & Charges
2 outstandingof 27 registered
25 satisfied charges
Accounts Age
Filed 18 months ago
Filed iXBRL Accounts
Net Assets
£529,263
Cash Position
£384,818
Trade Debtors
£124,109
Headcount (Employees)
19
Source: Filed accounts (iXBRL) at Companies House. Deep financial distress ratios and creditor exposure modeling are available in the Decision Brief.
Beneficial Ownership Record
Mr Neil Roderick Mackay
Mr Duncan James Mackay
Mackay 1912 Holdings Ltd
Mrs Susan Jane Mackay
Mrs Amanda Susan Cale
Mr Hugh Duncan Wilderspin
Source: Companies House PSC register. Full ownership chain analysis is available in the Decision Brief.
Secured Lending & Charges
BARCLAYS BANK PLC<<<<<;
FREEHOLD PROPERTY K/A 120 CHURCH END CHE RRYHINTON CAMBRIDGE CAMBRIDGESHIRE
BARCLAYS BANK PLC<<<<<;
27 NEW STREET,CAMBRIDGE,CAMBRIDGESHIRE
BARCLAYS BANK PLC<<<<<;
BUTLER TYPE ENC16 CNC ELGAMILL SERIAL NU MBER 28164 (1984) TABLE SIZE 8000 X 1000 MM WITH SIEMENS SPRINT 8M CNC CONTROL. A UTOMATIC TOOLCHANGER. ASSOCIATED TOOLING & EQUIPMENT SEES 395 FOR FURTHER DET
Source: Companies House charges register. Outstanding registered charges only.
Evidence Boundary
Source-backed visual
Each bar shows the module contribution available in this published profile. A missing bar is an evidence gap, not a favourable result.
Official status
25% of coverage measure
Available
Registered address
10% of coverage measure
Available
Filing record
20% of coverage measure
Available
Confirmation statement
15% of coverage measure
Available
Filed financial snapshot
15% of coverage measure
Available
Official payment-practice return
10% of coverage measure
Not available
Corporate relationships
5% of coverage measure
Available
Source: published public-record profile. Profile date: 15 Oct 2026. Coverage availability only, not a credit score.
The 90/100 score measures evidence availability only. Missing evidence is not treated as low risk. Published snapshot date: 15 Oct 2026.
Forensic Overview
MACKAY'S OF CAMBRIDGE LIMITED is a long-established private limited company registered at CB1 1BY, incorporated in August 1976 and 50 years on the register. Its primary registered activity is retail sale of hardware, paints and glass in specialised stores.
Filing obligations are in order: accounts were last filed 18 months ago, and the confirmation statement is up to date.
The most recently filed accounts show net assets of £529,263, cash of £384,818, 19 employees for the period ending 2025-03-31.
On charges and ownership: 27 charges registered (2 outstanding); secured against assets in favour of BARCLAYS BANK PLC<<<<<;, BARCLAYS BANK PLC<<<<<;, BARCLAYS BANK PLC<<<<<;; 6 persons with significant control recorded (Mr Neil Roderick Mackay, Mr Duncan James Mackay and 4 more).
A paid RecoupIQ report for MACKAY'S OF CAMBRIDGE LIMITED adds full charge particulars and secured-creditor exposure, delivered as a PDF within minutes.
Source: Companies House public register, filed accounts (iXBRL), The Gazette, and HMRC. Synced daily.
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Knowledge Base & Diligence FAQ
Legal Methodology & Evidence Integrity
How we work this out. Every claim is built from public UK records: Companies House (filings, officers, charges register), filed accounts (XBRL), The Gazette corporate-insolvency notices, and HMRC’s Public Deliberate Defaulters register. Paid analysis may add derived filing, financial, network, and continuity context where the underlying evidence is available. Derived outputs are labelled with their inputs, source dates, and limitations; they are not guarantees of payment or regulated credit decisions. Source data is published under the Open Government Licence v3.0.
Honest opinion. Aggregate signals only. Specific named claims about still-trading companies are framed as percentile and evidence-based observation under the Defamation Act 2013 §3 honest-opinion defence. Right of reply: any company can email contact@recoup-iq.tech with corrections to filed data.
RecoupIQ provides business intelligence derived from public UK records. Nothing on this site constitutes financial advice, a regulated credit assessment, or a regulated activity under the Financial Services and Markets Act 2000. Evidence indicators summarise available records and do not constitute a credit decision. Director network analysis is based on Companies House public filings; individuals may request review of inferences via contact@recoup-iq.tech. Source data is published under the Open Government Licence v3.0. ICO registration ZC077511.
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