RecoupIQ provides business intelligence from public UK records. Nothing here constitutes financial advice, a regulated credit assessment, or a regulated activity under FSMA 2000. Evidence indicators summarise available records and are not credit decisions. ICO ZC077511. Privacy · Terms · Corrections
This page keeps the public record visible while making the next decision clear. It confirms the legal entity, shows the current evidence posture, and points you to the deeper check only when you need it.
Confirm legal entity
Check the number and registered office before you rely on this page.
Registered office: 17 & 18 COWICK STREET, EX4 1AL, EX4 1AL
Published profile snapshot date: 15 Oct 2026. This page shows selected public evidence, not a guarantee of payment or solvency.
Register status
Active
Companies House record
Register age
80 years
Since 1946-08-20
Public signals
2 selected signals
Displayed checks only
Core statutory intelligence compiled from Companies House, filed iXBRL statutory accounts, and the register of charges.
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Available public evidence
Amber means selected public-record signals deserve verification before a material decision. Scale: red means non-normal status, and green means no selected warning found. It is not a credit score or payment prediction.
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Warning Signals Identified
Selected public-record signals from 15 Oct 2026; verify current source and context before acting.
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Evidence availability score
Broad evidence set. 5 of 7 defined modules assessed. This is not a credit score, probability of default, or clearance to trade. Source: 15 Oct 2026.
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Verified filings, accounts & charges
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Recommended checks & protective terms
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Frequently asked buyer questions
No. The traffic light describes available public evidence and selected warnings. It is not a probability of default, payment guarantee, or clearance to trade.
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We read the registers daily. If G.PHILLIPS & SONS(THE FARMERS FRIEND)LIMITED files an insolvency notice, picks up a Gazette entry, or its public-record position changes, you’ll know the same day.
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Companies House Officer Record
PHILLIPS, NICHOLAS
director · Appointed 1992-08-10
PHILLIPS, JAMES DANIEL
director · Appointed 2020-01-08
Source: RecoupIQ's current Companies House officer snapshot. Use the source link below to check that these facts match the official register. A paid report can add full appointment history, prior companies, and network connections.
Statutory Register Records
Company Status
Active
Company Type
Private Limited Company
Incorporated
1946-08-20(80 yrs)
Registered Office Address
17 & 18 COWICK STREET, EX4 1AL
Industry Classification (SIC)
Filing Deadlines & Compliance Status
Last Accounts Filed
2024-12-31(TOTAL EXEMPTION FULL)
Accounts Next Due
Overdue2026-09-30
Confirmation Statement
OverdueOverdue since 2026-07-28
Last filed 2025-07-14
Mortgages & Charges
0 outstandingof 2 registered
2 satisfied charges
Accounts Age
Filed 21 months ago
Filed iXBRL Accounts
Net Assets
£804,441
Cash Position
£246,685
Trade Debtors
£4,448
Headcount (Employees)
6
Source: Filed accounts (iXBRL) at Companies House. Deep financial distress ratios and creditor exposure modeling are available in the Decision Brief.
Beneficial Ownership Record
Nicholas Phillips
Source: Companies House PSC register. Full ownership chain analysis is available in the Decision Brief.
Secured Lending & Charges
LLOYDS BANK PLC<<<<<;
17 & 18 COLWICK STREET, ST. THOMAS, EXET ER, DEVON (INCLUDING TRADE FIXTURES) FIXED AND FLOATING CHARGES OVER THE UNDE RTAKING AND ALL PROPERTY AND ASSETS PRES ENT AND FUTURE INCLUDING GOODWILL BOOKDE
LLOYDS TSB BANK PLC<<<<<;
THE FREEHOLD PROPERTY KNOWN AS OR BEING 17-18 COWICK STREET EXETER DEVON TITLE N UMBER DN381046 TOGETHER WITH ALL BUILDINGS AND FIXTURES (INCLUDING TRADE FIXTURES) FIXED PLANT AND MACHINERY BY WAY OF
Source: Companies House charges register. Outstanding registered charges only.
Evidence Boundary
Source-backed visual
Each bar shows the module contribution available in this published profile. A missing bar is an evidence gap, not a favourable result.
Official status
25% of coverage measure
Available
Registered address
10% of coverage measure
Available
Filing record
20% of coverage measure
Available
Confirmation statement
15% of coverage measure
Available
Filed financial snapshot
15% of coverage measure
Available
Official payment-practice return
10% of coverage measure
Not available
Corporate relationships
5% of coverage measure
Not available
Source: published public-record profile. Profile date: 15 Oct 2026. Coverage availability only, not a credit score.
The 85/100 score measures evidence availability only. Missing evidence is not treated as low risk. Published snapshot date: 15 Oct 2026.
Forensic Overview
G.PHILLIPS & SONS(THE FARMERS FRIEND)LIMITED is a long-established private limited company registered at EX4 1AL, incorporated in August 1946 and 80 years on the register. Its primary registered activity is retail sale of clothing in specialised stores.
Filing obligations show a concern: accounts are overdue at Companies House (last filed 21 months ago as accounts), and the confirmation statement is overdue.
The most recently filed accounts show net assets of £804,441, cash of £246,685, 6 employees for the period ending 2025-12-31.
On charges and ownership: 2 charges registered (0 outstanding); secured against assets in favour of LLOYDS BANK PLC<<<<<;, LLOYDS TSB BANK PLC<<<<<;; 1 person with significant control recorded (Nicholas Phillips).
A paid RecoupIQ report for G.PHILLIPS & SONS(THE FARMERS FRIEND)LIMITED adds full charge particulars and secured-creditor exposure, delivered as a PDF within minutes.
Source: Companies House public register, filed accounts (iXBRL), The Gazette, and HMRC. Synced daily.
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Knowledge Base & Diligence FAQ
Legal Methodology & Evidence Integrity
How we work this out. Every claim is built from public UK records: Companies House (filings, officers, charges register), filed accounts (XBRL), The Gazette corporate-insolvency notices, and HMRC’s Public Deliberate Defaulters register. Paid analysis may add derived filing, financial, network, and continuity context where the underlying evidence is available. Derived outputs are labelled with their inputs, source dates, and limitations; they are not guarantees of payment or regulated credit decisions. Source data is published under the Open Government Licence v3.0.
Honest opinion. Aggregate signals only. Specific named claims about still-trading companies are framed as percentile and evidence-based observation under the Defamation Act 2013 §3 honest-opinion defence. Right of reply: any company can email contact@recoup-iq.tech with corrections to filed data.
RecoupIQ provides business intelligence derived from public UK records. Nothing on this site constitutes financial advice, a regulated credit assessment, or a regulated activity under the Financial Services and Markets Act 2000. Evidence indicators summarise available records and do not constitute a credit decision. Director network analysis is based on Companies House public filings; individuals may request review of inferences via contact@recoup-iq.tech. Source data is published under the Open Government Licence v3.0. ICO registration ZC077511.
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