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This page keeps the public record visible while making the next decision clear. It confirms the legal entity, shows the current evidence posture, and points you to the deeper check only when you need it.
Confirm legal entity
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Registered office: LANCASTER HOUSE ACKHURST BUSINESS PARK, CHORLEY, PR7 1NY, ENGLAND, PR7 1NY
Published profile snapshot date: 15 Oct 2026. This page shows selected public evidence, not a guarantee of payment or solvency.
Register status
Active
Companies House record
Register age
29 years
Since 1997-05-02
Public signals
1 selected signal
Displayed checks only
Core statutory intelligence compiled from Companies House, filed iXBRL statutory accounts, and the register of charges.
Available public evidence
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Warning Signals Identified
Selected public-record signals from 15 Oct 2026; verify current source and context before acting.
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We read the registers daily. If COCKBURN LUCAS INDEPENDENT FINANCIAL CONSULTING LIMITED files an insolvency notice, picks up a Gazette entry, or its public-record position changes, you’ll know the same day.
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Companies House Officer Record
HEPWORTH, JULIE SUZANNE
director · Appointed 2026-03-09
HESKETH, DAVID JOHN PHILIP
secretary · Appointed 2026-03-09
HORSEMAN, MICHAEL JAMES
director · Appointed 1997-06-06
SHAW, WALTER SIMEON ANGUS
director · Appointed 2004-07-05
Statutory Register Records
Company Status
Active
Company Type
Private Limited Company
Incorporated
1997-05-02(29 yrs)
Registered Office Address
LANCASTER HOUSE ACKHURST BUSINESS PARK, CHORLEY, PR7 1NY
Industry Classification (SIC)
Filing Deadlines & Compliance Status
Last Accounts Filed
2025-05-31(TOTAL EXEMPTION FULL)
Accounts Next Due
2027-02-28
Filed iXBRL Accounts
Net Profit / (Loss)
£261,962
Net Assets
£310,958
Cash Position
£240,833
Trade Debtors
£42,391
Headcount (Employees)
18
Source: Filed accounts (iXBRL) at Companies House. Deep financial distress ratios and creditor exposure modeling are available in the Decision Brief.
Beneficial Ownership Record
Mr Walter Simeon Angus Shaw
Pfm Group Limited
Mr Michael James Horseman
Source: Companies House PSC register. Full ownership chain analysis is available in the Decision Brief.
Secured Lending & Charges
LLOYDS TSB BANK PLC<<<<<;
FIXED AND FLOATING CHARGE OVER THE UNDER TAKING AND ALL PROPERTY AND ASSETS PRESE NT AND FUTURE, INCLUDING GOODWILL, BOOK DEBTS, UNCALLED CAPITAL, BUILDINGS, FIXT URES, FIXED PLANT & MACHINERY
Source: Companies House charges register. Outstanding registered charges only.
Evidence Boundary
Source-backed visual
Each bar shows the module contribution available in this published profile. A missing bar is an evidence gap, not a favourable result.
Official status
25% of coverage measure
Available
Registered address
10% of coverage measure
Available
Filing record
Forensic Overview
COCKBURN LUCAS INDEPENDENT FINANCIAL CONSULTING LIMITED is a long-established private limited company based in CHORLEY, incorporated in May 1997 and 29 years on the register. Its primary registered activity is financial intermediation not elsewhere classified.
Filing obligations show a concern: accounts were last filed 16 months ago, and the confirmation statement is overdue.
The most recently filed accounts show net assets of £310,958, a net profit of £261,962, cash of £240,833, 18 employees for the period ending 2025-05-31.
On charges and ownership: 2 charges registered (0 outstanding); secured against assets in favour of LLOYDS TSB BANK PLC<<<<<;; 3 persons with significant control recorded (Mr Walter Simeon Angus Shaw, Pfm Group Limited and 1 more).
A paid RecoupIQ report for COCKBURN LUCAS INDEPENDENT FINANCIAL CONSULTING LIMITED adds full charge particulars and secured-creditor exposure, delivered as a PDF within minutes.
Source: Companies House public register, filed accounts (iXBRL), The Gazette, and HMRC. Synced daily.
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Knowledge Base & Diligence FAQ
Legal Methodology & Evidence Integrity
How we work this out. Every claim is built from public UK records: Companies House (filings, officers, charges register), filed accounts (XBRL), The Gazette corporate-insolvency notices, and HMRC’s Public Deliberate Defaulters register. Paid analysis may add derived filing, financial, network, and continuity context where the underlying evidence is available. Derived outputs are labelled with their inputs, source dates, and limitations; they are not guarantees of payment or regulated credit decisions. Source data is published under the Open Government Licence v3.0.
Honest opinion. Aggregate signals only. Specific named claims about still-trading companies are framed as percentile and evidence-based observation under the Defamation Act 2013 §3 honest-opinion defence. Right of reply: any company can email contact@recoup-iq.tech with corrections to filed data.
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Evidence availability score
Broad evidence set. 6 of 7 defined modules assessed. This is not a credit score, probability of default, or clearance to trade. Source: 15 Oct 2026.
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Frequently asked buyer questions
No. The traffic light describes available public evidence and selected warnings. It is not a probability of default, payment guarantee, or clearance to trade.
Missing evidence stays visible as a coverage limit. It cannot become a green result, and the report states what should be verified elsewhere.
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WARD, SAM PHILIP
director · Appointed 2026-08-14
WILKINSON, IAN MITCHEAL
director · Appointed 2026-03-09
Source: RecoupIQ's current Companies House officer snapshot. Use the source link below to check that these facts match the official register. A paid report can add full appointment history, prior companies, and network connections.
Confirmation Statement
OverdueOverdue since 2026-05-16
Last filed 2025-05-02
Mortgages & Charges
0 outstandingof 2 registered
2 satisfied charges
Accounts Age
Filed 16 months ago
20% of coverage measure
Available
Confirmation statement
15% of coverage measure
Available
Filed financial snapshot
15% of coverage measure
Available
Official payment-practice return
10% of coverage measure
Not available
Corporate relationships
5% of coverage measure
Available
Source: published public-record profile. Profile date: 15 Oct 2026. Coverage availability only, not a credit score.
The 90/100 score measures evidence availability only. Missing evidence is not treated as low risk. Published snapshot date: 15 Oct 2026.
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