RecoupIQ provides business intelligence from public UK records. Nothing here constitutes financial advice, a regulated credit assessment, or a regulated activity under FSMA 2000. Evidence indicators summarise available records and are not credit decisions. ICO ZC077511. Privacy · Terms · Corrections

Skip to main content
RecoupIQ
Check a companyHow it worksUse casesPayment GatewaysPricingCompany
Sign inSign upCheck a company
Check
Companies House Penalties

Companies House Late Filing Penalties: How Much and What It Means

Every UK company must file annual accounts with Companies House by a fixed deadline. Miss it and the penalty is automatic: £150 to £1,500 for private companies, up to £7,500 for public companies. Penalties double if late two years in a row.

George Ciobra / Unsplash

Late filing penalty amounts (2026)

How latePrivate companyPublic company
Up to 1 month£150£750
1 to 3 months£375£1,500
3 to 6 months£750£3,000
More than 6 months£1,500£7,500

Doubling rule: If accounts are filed late in two consecutive financial years, all penalties for the second year are doubled. A private company more than 6 months late for the second consecutive year pays £3,000, not £1,500.

Key deadlines for filing accounts

Private company

9 months after the end of the financial year (accounting reference date).

First accounts: 21 months from incorporation or 9 months from the accounting reference date, whichever is longer.

Public company (PLC)

6 months after the end of the financial year.

PLCs have a shorter deadline, hence the higher penalties for late filing.

Check if a company has filed on time

Enter a company name or number. See filing status, accounts due date, and whether this company has a history of late filing.

Why late filing matters for creditors

If you are considering extending credit to a company, or you are already owed money by one, late filing is a serious warning sign. Here is why:

You cannot see the current financial position

Without up-to-date accounts, you have no way to assess whether the company has enough assets to pay its debts. You are extending credit blind.

Late filers are more likely to fail

Academic research and credit agency data consistently show that companies which file late are significantly more likely to enter insolvency within 24 months. It is one of the strongest single predictors of failure.

Possible deliberate concealment

Some companies file late specifically to hide deteriorating finances from creditors and suppliers. If accounts would show net liabilities or significant losses, delaying their publication buys time.

For directors: how to avoid late filing penalties

  • 1.Know your accounting reference date and the 9-month (or 6-month) deadline
  • 2.Instruct your accountant at least 3 months before the deadline
  • 3.File dormant accounts yourself via WebFiling if the company is not trading (takes 10 minutes)
  • 4.Set a calendar reminder 30 days before the filing deadline
  • 5.If you cannot file on time, note that Companies House does not grant extensions (unlike HMRC)

Late filing is one of the strongest predictors of company failure.

RecoupIQ checks filing delays alongside 72 other risk signals across 12 UK data sources. One search shows you whether a company is safe to trade with. From £29, no subscription, no contract.

Check a company now

Related guides

  • Confirmation statement overdue: what happens next
  • Is this company going bust? 10 warning signs
  • Is this company legitimate? Free verification check
  • Dormant company accounts: what they mean

Know the moment a company files late

RecoupIQ monitoring (from £19.99/mo) alerts you within 24 hours of any filing failure on companies you watch. A late filing today often means insolvency in 6 to 12 months. Get the early warning and reduce your exposure. Available via the web dashboard or the Microsoft 365 Trust Check app (per-seat for teams). RecoupIQ is a Microsoft partner.

See monitoring plans

Last reviewed: July 2026. General information for UK businesses. Not legal advice. RecoupIQ Ltd, Company No. 16947526, ICO ZC077511. Microsoft Partner.

RecoupIQ™

Check the company behind the deal.

RecoupIQ Ltd · England & Wales
Companies House 16947526
ICO ZC077511
Flat 1, 410 High Street, Lincoln, LN5 7TE

Product

How it worksPayment Gateway ClearancePricingCheck a British companyMonitor a companyUse casesNews and signalsMethodology

Company

AboutCompany directoryTeamFounderSupporters and ecosystemPartnersPress roomPress kitEagle Labs contextContactUK B2B risk patternsSector Quantum Stress IndexNDAs & UK lawShare your story

Legal

PrivacyTermsCookiesCorrections

RecoupIQ provides business intelligence derived from public UK records. Nothing on this site constitutes financial advice, a regulated credit assessment, or a regulated activity under the Financial Services and Markets Act 2000. Evidence indicators summarise available records and do not constitute a credit decision. Director network analysis is based on Companies House public filings; individuals may request review of inferences via contact@recoup-iq.tech. Source data is published under the Open Government Licence v3.0. ICO registration ZC077511.

Microsoft
Partner
Available on Microsoft Marketplace

RecoupIQ is a member of the Microsoft AI Cloud Partner Program with an independent listing on the Microsoft commercial marketplace. RecoupIQ is not affiliated with, endorsed by, or sponsored by Microsoft. Microsoft, Azure, and the Microsoft logo are trademarks of the Microsoft group of companies.

© 2026 RecoupIQ Ltd. All rights reserved.recoup-iq.tech · contact@recoup-iq.tech