RecoupIQ provides business intelligence from public UK records. Nothing here constitutes financial advice, a regulated credit assessment, or a regulated activity under FSMA 2000. Evidence indicators summarise available records and are not credit decisions. ICO ZC077511. Privacy · Terms · Corrections
Late paid invoices often appear only after the balance sheet has already started to move.
If this article matters to your business, start with the free company check. If you need more detail, move straight into the paid checks without leaving the page.
Late paid invoices often appear only after the balance sheet has already started to move. By 11 August 2026, Companies House filing records showed 50 companies matching one clear red flag: director-loan growth materially out-pacing trade debt. Across that group, the average siphon-risk score was 0.90. That points to a repeatable pattern, not one-off stress. This is a pattern watch, not a claim of fraud. The method tracks one recurring filing signal that often matters before a formal insolvency process begins.
Run a full forensic check on any UK company. recoup-iq.tech/forensic-report (£167) That is why this signal stays on the regulator’s radar. A rising director-loan balance before failure can matter to HMRC, insolvency practitioners, and trade creditors alike. For finance teams, this is not an academic measure. It sits close to the conduct areas that enforcement teams already treat as worth following.
This report is generated by the RecoupIQ News Engine based on algorithmic
Public records show financial distress weeks before credit rating agencies update. Select your situation to see the specific legal risks and what to verify before funds or work leave your hands:
Trigger: Your invoice is 7 to 30 days overdue. Emails are bouncing or promises to pay keep slipping.
High Court winding-up petitions are presented 14 to 30 days before public registers show liquidation. Once a winding-up order is made, trade creditors recover an average of £0.02 on the pound.
Verify live London Gazette winding-up notices, active strike-off proposals, and debenture registrations before you lose statutory priority.
Enter any company name or 8-digit Companies House number to see live status, balance sheet deficit, and adverse notices:
Do not wait for an unpaid invoice or a liquidator notice. Search any company right now to inspect live Companies House filings, balance sheets, and adverse court notices:
Free Instant Search • 5M+ UK Entities • No Card Required
