Check the company before you commit
Search by company name or Companies House number. Confirm the entity, review the available public-record evidence, and decide what to ask, negotiate, or monitor next.
What is a company credit and risk check?
A company credit and risk check helps you decide what needs further verification before extending credit, accepting a contract, supplying goods, or partnering with a specific UK business. It brings the company's public-record identity, accounts, filing behaviour, legal exposure, director history, and financial indicators into one decision context.
A single credit score cannot answer every question a business decision creates. Filed accounts also describe a past period and may be months old by the time you review them. Public-record context helps you see what has changed, what is missing, and what you should verify directly before you agree terms.
TrustCheck brings available public-record evidence together, including director context, Gazette notices, charge filings, and compliance registers. The result is a clearer basis for the next conversation: what to ask for, what to negotiate, what to document, and what to monitor. It supports your judgement; it does not guarantee payment or performance.
What does a company credit and risk check include?
Company financials and filing history
Latest accounts, confirmation statement dates, overdue filings, and filing patterns that may deserve further verification.
Director network mapping
Who are the directors? What other companies do they control? Have any of their previous companies failed, entered liquidation, or been struck off? Our graph engine maps the full network.
CCJs, charges, and legal exposure
County Court Judgments, registered charges (fixed and floating), mortgage satisfactions, and winding-up petition checks.
Gazette and compliance monitoring
London Gazette notices (strike-off, winding-up, dissolution), cross-referenced against 10 compliance registers including the disqualified directors register.
Structured public-record analysis
A paid report can add chronology, connected-company context, financial interpretation and prioritised questions where the source evidence supports them. Derived findings remain candidates to verify, not proven facts.
When do you need a company credit check?
Credit manager vetting a new customer
A new customer wants 30-day terms. Before you agree, review their filing history, director context, and published notices, then decide what terms or evidence the relationship requires.
Contractor before accepting a job
You have been offered a contract worth £50,000. Before you commit resources, review the public record and agree what financial information, protections, and review points you need.
Supplier evaluating a new buyer
A business wants to buy from you on credit. Before you ship goods worth thousands, verify that their directors are not connected to previously dissolved companies and that no winding-up petition has been filed.
Procurement checking a new vendor
You are about to sign a supply agreement. Confirm the legal entity, review the public record, and decide what contract protections, contingency plans, and monitoring fit the dependency.
What a broader business decision needs
A score is one input. A business decision also needs context about the entity, the people behind it, the public record, and what has changed. TrustCheck brings those areas together so you can decide what deserves verification:
Director phoenix patterns
Director history and connected-company patterns that may change the questions you need to ask.
Network contagion risk
A relevant change in a connected company that may change how you assess the current relationship.
Real-time gazette signals
A dated public notice that gives you something specific to verify before you proceed.
Filing behaviour deterioration
A change in filing behaviour that may deserve direct verification and a fresh review of the relationship.
How much does a company credit check cost?
One-off reports let you match the depth to the decision. TrustCheck starts with a focused company check, with deeper analysis available when the relationship or exposure warrants it.
Quick Check
Core public-record signals, filing analysis, director summary, and clear next questions
£29.00
Forensic Report
Director context, connected-company evidence, historical patterns and decision questions
£167.00
Practitioner Pack
For insolvency practitioners and law firms. Bulk pricing, white-label ready
£687.00
Start with evidence. Decide what to verify.
Before you commit money, credit, time, or reputation, use the available public record to decide what further verification you need. A paid report turns supported findings into a clearer decision brief with questions, safeguards and review points.
Run a company credit checkBring company checks into your team's workflow
Give finance, procurement, and account teams a shared way to check companies in Teams and Outlook, then carry the evidence into the same business conversation. Team access is available on Pro and Business plans. RecoupIQ is a Microsoft partner.
See subscription plansRelated guides
- Check a company for CCJs (County Court Judgments)
- Check if a company has a winding-up petition
- Is this company legitimate? How to verify
- Creditors Voluntary Liquidation: what creditors get paid
- Quick Check: instant company risk summary
Last reviewed: July 2026. General information for UK businesses. Not financial advice. RecoupIQ Ltd, Company No. 16947526, ICO ZC077511. Microsoft Partner.