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HM Treasury published fresh guidance on 22 September 2026, setting out a direct online form for Freedom of Information requests.
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HM Treasury published fresh guidance on 22 September 2026, setting out a direct online form for Freedom of Information requests. The page says, “Submit an FOI request to HM Treasury” and “Use this form to send an FOI request to HM Treasury.” For advisers handling disputes, investigations or client mandates, that creates a practical route today through the GOV.UK HM Treasury guidance.
This is a procedural step, not a policy overhaul, but it matters because it removes guesswork on where a request starts. The change does not widen FOI rights, and it does not imply that Treasury will release every record sought. What it does is give professional users a defined filing route from today when Treasury-held information may affect case planning.
Our data does not treat a new FOI route as a credit event, and that limitation is the useful starting point. On its own, this guidance says nothing about solvency, recoverability, director conduct or whether a debtor is becoming harder to collect from. It becomes useful when paired with verified Companies House filings, court steps or a company-level RecoupIQ check on recent distress signals.
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For UK creditors, this is rarely a first-line collections tool, and it will not replace ordinary ledger control. It matters when a disputed debt, regulated exposure or sanctions question turns directly on information HM Treasury may hold. The boundary is simple: use the form to ask for records, then test any answer against the case file and company record.
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Public records show financial distress weeks before credit rating agencies update. Select your situation to see the specific legal risks and what to verify before funds or work leave your hands:
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High Court winding-up petitions are presented 14 to 30 days before public registers show liquidation. Once a winding-up order is made, trade creditors recover an average of £0.02 on the pound.
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