Skip to main content
Honest Comparison

RecoupIQ vs Xero

Enterprise accounting vs freelancer-focused invoicing

Updated December 2024 • Unbiased comparison

Choose RecoupIQ if...

You're a UK freelancer who wants to get paid faster with automated chasing, late payment interest, and Intelligent payment recovery.

Choose Xero if...

Growing businesses with complex accounting needs and dedicated bookkeepers

Feature-by-Feature Comparison

Feature
RecoupIQ
Xero
Automated payment chasing
Basic only
UK late payment interest calculator
Intelligent payment recovery
Basic invoicing
Bank feeds
Multi-currency accounting
Basic
Inventory management
Easy for non-accountants
Voice invoice creation
Optimal send time prediction

Pricing Comparison

RecoupIQ
Free - £39/month
  • Free tier with 5 invoices/month
  • Automated chasing included
  • No transaction fees
Xero
£14-47/month
  • Steep learning curve
  • Designed for accountants
  • Overkill for freelancers

Ready to Get Paid Faster?

Join thousands of UK freelancers who switched from Xero to RecoupIQ.

Verified accounts only • Import from Xero