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Don't let clients ghost you. Use our free tools to calculate interest and recover legitimate debt under the UK Late Payment Act.
UK Government Backed
"If a business is late paying for goods or services, you can claim interest and debt recovery costs." — GOV.UK
UK Statutory Interest (Sync: 3.75% BoE)
For tutors, late payments aren't just annoying—they threaten your livelihood. Clients often treat freelancers as "interest-free credit".
Under the Late Payment of Commercial Debts Act, you can charge 8% interest plus the Bank of England base rate, AND a compensation fee of £40-£100 per invoice.
UK tutors often face 'forgotten' session fees. Statistics show that 1 in 5 independent tutors in London have at least one invoice over 60 days overdue.
Remember that tuition fees are part of your HMRC Self-Assessment. Unpaid invoices can often be written off as 'Bad Debt' to reduce your tax liability—but only if you can prove you've made a 'reasonable' attempt to recover them. RecoupIQ provides this paper trail for you.
Relevant Body: Tutors' Association
The "Polite Nudge"
Send a reminder 2 days after the due date. Keep it friendly.
The Formal Notice
At 7 days overdue, send a formal notice attaching the original invoice.
Letter Before Action (LBA)
At 30 days, you must send an LBA if you plan to take legal action.
Unlike debt collection agencies, RecoupIQ is a software platform. You keep 100% of what you recover on our standard plans.
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