Stop Giving Away 20% of Your Money to Debt Collectors.
Traditional UK debt collection agencies rely on a "No Win, No Fee" model that strips you of your profit margin and permanently torches your client relationships. There is a smarter, flat-fee way to recover your cash.
The Direct Comparison
Traditional Agencies
The outdated "No Win, No Fee" model
Punishing 15-20% Fees
If they collect a £5,000 invoice, they keep £1,000. That completely wipes out the profit margin of the project you worked hard to deliver.
Scorched-Earth Tactics
They use aggressive letters and phone harassment. While it might force payment, you will permanently lose that client and any future referrals.
Hidden Admin Charges
Many "No Win No Fee" agencies hide a £50-£150 "administrative setup" fee in their terms that you pay regardless of the outcome.
RecoupIQ Automation
AI-driven escalation, flat SaaS pricing
You Keep 100% of Your Cash
We operate on a flat, transparent SaaS subscription. Whether you recover £500 or £50,000, we don't take a single penny of your invoice.
Preserves Client Relationships
Our AI uses behavioral economics (Daniel Kahneman principles) to apply psychological urgency politely, rather than aggressive threats.
Multi-Channel Escalation
Automatically escalates from polite emails to SMS, WhatsApp, and eventually generates a legally sound Letter Before Action with statutory interest.
Automation works better than aggression.
Traditional agencies rely entirely on intimidation. RecoupIQ relies on data and human psychology.
When a client receives a letter from a debt collector, their immediate response is defensive. They stop communicating and buckle down for a legal fight.
RecoupIQ changes the framing. We use concepts like Loss Aversion (offering to waive statutory interest if they pay today) and Impartiality (acting as your automated "Accounts Department") to give the client an easy, face-saving way out. They pay you faster, and you don't look like the bad guy.
Statutory Interest Applied
Under the Late Payment of Commercial Debts (Interest) Act 1998, we automatically calculate and apply the correct 8% + base rate interest to your overdue invoices, adding financial pressure instantly.
Early Payment Waivers
Our system conditionally offers to waive the accrued interest if the principal amount is paid immediately, triggering a powerful psychological urge to act to avoid a loss.